The honest version: what each tool is good at, where RetIQ differs, and where the others go further. Pricing and features change — check each site for today's details.
| RetIQ | Boldin (NewRetirement) | Pralana | ProjectionLab | |
|---|---|---|---|---|
| Price model | One-time, $29–$49 | Subscription | Subscription | Subscription |
| Where it runs | Your browser and iPhone; no account | Cloud account | Desktop/web licence | Cloud account |
| Your plan data | Stays on your device | Stored with the service | Stored with the service / local file | Stored with the service |
| Advice / coaching | None — modeling only | Advisor marketplace | None — modeling only | None — modeling only |
| Strength | One integrated model, private, permanent | Breadth plus human help | Very granular tax modeling | Clean scenario exploration |
RetIQ is not affiliated with any of these companies. Statements describe each product's publicly described model as of October 2026.
Boldin pairs a broad planning platform with human advice options. RetIQ is a one-time purchase that never stores your plan.
Read the comparison →Pralana is known for depth in tax and withdrawal modeling. RetIQ trades some of that depth for one clear answer and no subscription.
Read the comparison →ProjectionLab makes scenario-building pleasant in the cloud. RetIQ makes the same comparisons on your own device.
Read the comparison →